New Jersey workers compensation covers most workplace injuries — but it may not be your only option. Third-party claims can provide significantly more compensation.
Legal notice: This guide is for informational purposes only and does not constitute legal advice. Laws vary by state — always consult a licensed attorney before making any legal decisions.
Statute of Limitations
New Jersey workers compensation: report injury immediately. Personal injury claims against third parties: 2 years from the date of injury.
New Jersey requires all employers to carry workers compensation insurance or be approved self-insurers (N.J.S.A. 34:15-1 et seq.). Benefits include medical treatment, temporary total disability at 70% of wages (up to a weekly maximum), permanent partial disability, and permanent total disability. New Jersey has a Division of Workers' Compensation that adjudicates disputed claims.
New Jersey-Specific Tip
New Jersey workers compensation claims are handled by the Division of Workers' Compensation. If your employer denies your claim or disputes the extent of your injuries, you must file a formal Claim Petition. New Jersey has strict procedures and deadlines — an attorney is strongly recommended for any disputed claim.
📊 New Jersey's workers compensation system processes tens of thousands of claims annually. Third-party claims are frequently overlooked but can dramatically increase total recovery.
Report the injury to your supervisor in writing immediately
Seek medical attention immediately
File a workers compensation claim with your employer under New Jersey law
Document all expenses, lost wages, and out-of-pocket costs
Evaluate whether any third party contributed to your injury
Contact a New Jersey workplace injury attorney to evaluate all available claims
New Jersey requires all employers to carry workers compensation insurance or be approved self-insurers (N.J.S.A. 34:15-1 et seq.). Benefits include medical treatment, temporary total disability at 70% of wages (up to a weekly maximum), permanent partial disability, and permanent total disability. New Jersey has a Division of Workers' Compensation that adjudicates disputed claims.
Generally workers compensation is the exclusive remedy against your direct employer. However you can still pursue third-party claims against any other party whose negligence contributed to your injury — contractors, equipment manufacturers, and property owners.
Even if your employer carries workers compensation, you can sue any third party whose negligence contributed to your injury. These third-party claims can include pain and suffering damages that workers comp does not cover, and can be pursued simultaneously with a workers comp claim.
No upfront cost. Contingency fees — you only pay if you win.
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