Connecticut has specific laws that directly affect the value of your car accident claim and your deadline to file. Understanding them before you speak with any insurance company is critical.
Statute of Limitations
Connecticut statute of limitations for car accident claims: 2 years from the date of the accident (CGS § 52-584). Missing this deadline permanently bars your claim.
Connecticut follows modified comparative fault with a 51% bar (C.G.S. § 52-572h). You can recover as long as you are 50% or less at fault. Connecticut requires minimum liability coverage of 25/50/25. Connecticut is a mandatory uninsured motorist state — all auto policies must include UM/UIM coverage unless expressly rejected in writing.
Connecticut-Specific Tip
Connecticut has mandatory uninsured motorist coverage requirements and specific rules about stacking UM coverage from multiple policies. Connecticut also requires insurers to offer underinsured motorist (UIM) coverage. Always check whether your own UM/UIM coverage applies before relying solely on the at-fault driver's policy.
📊 Connecticut follows modified comparative fault with a 51% bar.
Call 911 — a police report is required for insurance claims involving injury in Connecticut
Exchange insurance, license, and vehicle registration information with all drivers
Photograph all vehicles, license plates, road conditions, traffic signals, and injuries
Get witness contact information before anyone leaves the scene
Seek medical attention within 24 hours — even if you feel fine
Do NOT admit fault or apologize at the scene
Report to your own insurer but do not give a recorded statement to the other driver's insurer without an attorney
Contact a Connecticut personal injury attorney before accepting any settlement offer
2 years from the date of the accident. 2 years from date of injury (CGS § 52-584). Missing this deadline permanently bars your claim regardless of how serious your injuries are.
Connecticut follows modified comparative fault with a 51% bar (C.G.S. § 52-572h). You can recover as long as you are 50% or less at fault. Connecticut requires minimum liability coverage of 25/50/25. Connecticut is a mandatory uninsured motorist state — all auto policies must include UM/UIM coverage unless expressly rejected in writing.
Connecticut car accident settlements depend on injury severity, medical costs, lost wages, and strength of liability. Minor injury cases may settle for $10,000-$50,000. Serious injury cases frequently settle for $100,000 to over $1 million.
Studies consistently show that represented accident victims receive 3-4 times more compensation than unrepresented victims — even after attorney fees. Connecticut PI attorneys work on contingency, so there is no upfront cost to get representation.
No upfront cost. Contingency fees — you only pay if you win.
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